--- title: Ep 131 – Should I Buy Down My Rate? How Much Is Too Much? - Rent To Retirement description: For the last few months investors have HAD to pay some amount of points on their loan to get their loan. Thankfully, this has mostly ended, but paying points can still make a lot of sense. Adam Schroeder breaks down when it makes sense to pay points, when you should hold off, and what things image: https://www.renttoretirement.com/hubfs/Imported_Blog_Media/Podcast_Ep_131_Image-scaled.jpg --- 2 min read # Ep 131 – Should I Buy Down My Rate? How Much Is Too Much? - Rent To Retirement [ Rent To Retirement ](https://www.renttoretirement.com/podcasts/author/rent-to-retirement) : Jun 6, 2023 8:50:58 AM [Podcasts](https://www.renttoretirement.com/podcasts/tag/podcasts) ![Ep 131 – Should I Buy Down My Rate? How Much Is Too Much? - Rent To Retirement](https://www.renttoretirement.com/hubfs/Imported_Blog_Media/Podcast_Ep_131_Image-scaled.jpg) Ep 131 – Should I Buy Down My Rate? How Much Is Too Much? - Rent To Retirement fbpx [Skip to content](https://www.renttoretirement.com/podcasts/2022/12/ep-131-should-i-buy-down-my-rate-how-much-is-too-much#fl-main-content) # Ep 131 – Should I Buy Down My Rate? How Much Is Too Much? For the last few months investors have HAD to pay some amount of points on their loan to get their loan. Thankfully, this has mostly ended, but paying points can still make a lot of sense. Adam Schroeder breaks down when it makes sense to pay points, when you should hold off, and what things are in need of watching as we consider the future of interest rates for investors. --- [Wealth/Rental Calculator](https://renttoretirement.com/tools/) [Current Hotlist Properties](https://www.renttoretirement.com/Hotlist) --- Posted in [Podcasts](https://renttoretirement.com/category/podcasts/) ![](https://www.renttoretirement.com/hs-fs/hubfs/Imported_Blog_Media/1d4da9b721663e64ed168af34a2b580a-Jun-06-2023-02-43-16-1832-PM.jpeg?width=100&height=100&name=1d4da9b721663e64ed168af34a2b580a-Jun-06-2023-02-43-16-1832-PM.jpeg) ### Rent To Retirement **Find Us On:** [![300x300-google](https://www.renttoretirement.com/hs-fs/hubfs/Imported_Blog_Media/300x300-google-Jun-06-2023-02-43-21-1464-PM.png?width=300&height=300&name=300x300-google-Jun-06-2023-02-43-21-1464-PM.png "300x300-google") 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